Author name: Ric

Personal Finance

Best Bank Accounts and Financial Services

Start them young as they say. The following are some of the best savings accounts for kids. Some banks require an ITF(in-trust-for) account for children below a certain age. MayBank's Yippie Savings Account is specially made for children aged 12 years old and below. You can open as low as 500.00 PHP and comes with a passbook […]

Home & Self Development

Best Practical Home Design Ideas

It's summer and it's scorching hot outside and inside my rented house! It's an irony that modern Philippine house designs aren't suited for the tropical climate. They look good outside, but inside it's a heat trap. To remedy this, some homeowners install air conditioners. But this is not a practical solution to many as electricity

Travel & Accommodation

Weekend Getaway to Manila and Cagayan De Oro

After several stressful weeks of barangay election, Ting and I decided to have a quick getaway and celebrate a well deserved victory. Nov. 10, 2023 is our first trip since 2017! Cagayan de Oro(CDO) is one of the places we haven't visited yet, so its fitting we go there. But before that, we have a

Travel & Accommodation

Walking in the White Sands of Boracay

Last July 15, 2016, Ting and I decided to have a vacation in the world famous Boracay Island in Malay, Aklan. We took the bus in Ceres Terminal, Tabuc Suba, Jaro, which is modern and clean, unlike the public terminals. Our ride took about 6-7 hours. I'll share first a little information about Boracay. It

Home & Self Development

Stuck in a Complicated Problem? You Need a Pencil!

Ever heard of the high tech pen NASA got made for use in space? It supposedly cost millions of dollars to develop. The Russian cosmonauts meanwhile just use pencils. This was proven to be a myth. However, the lesson imparted is not lost. Sometimes when stuck in a complicated problem, it's better to use common sense and practicality.

Travel & Accommodation

Historic Vigan

Last June 7, 2013, with friends Ting and Dadong, I embarked on a tour to historic Vigan in Ilocos Sur. From Iloilo, we boarded a Cebu Pacific plane to Manila, and from there we took a Partas bus in Pasay. The bus left the station at around 4:00 pm and its a 10-hour ride with

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